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Houston Insurance Claim Attorney

Handling And Coping With An Insurance Claim After A Natural Disaster?

As residents along the coastal areas of the United States are well aware, hurricanes and tropical storms can have overwhelming and damaging effects on communities and the individuals who reside in those areas. Storms, the likes of Katrina, Rita, and Ike have inflicted massive property damage along the Gulf Coast areas of Texas, Louisiana, Mississippi, Alabama, Georgia and Florida. Storms of this magnitude have caused physical changes to the area, but also have caused a high level of mental anguish to the individuals involved. Storms similar to Katrina are ranked among the costliest natural disasters in the United States, and because of the extremely high levels of the cost claims associated with storms, increased pressure is placed on insurance companies which are required to compensate individuals for the high cost storm-related claims.

Regrettably, an insurance company that places its profits before its policyholders needs to be compensated for the storm-related claim. Many of these insurers, however, are engaged in bad-faith insurance practices by wrongfully denying or delaying payments that the claimants rightfully deserve. If your home or business has been damaged by a storm or any other catastrophic event, the Dwyer Law Firm can assist you in collecting the full monetary value of your losses. We have experience in fighting insurance companies who employ bad-faith insurance practices, and we have a record of securing successful verdicts and settlements for our clients.

Our firm works to maximize its clients’ settlements associated with their insurance claims and to help them put your lives and businesses back on track. Our experience allows us to represent clients with insurance claims on many issues, such as:

Home Owner Claims

Your insurance company should provide you with the payment required after a natural disaster that has left you injured and/ or your property damaged. However, to avoid additional losses after having to pay high levels of claim costs, insurance companies have raised premiums and grown extremely combative when it comes to paying homeowners for their property damages.

Business Claims

Companies that have seen their business disrupted by a natural disaster may, however, find that their claims for damage to property, equipment and inventory and other business losses denied or delayed by insurance companies. Your insurance company should provide you with the payment required after the natural disaster to allow you to bring your business back to life.

Bad Faith Insurance Practices

By law, insurance companies are required to properly investigate your claim and pay any valid claims within a reasonable time period. Too often insurance companies delay or deny payments in an effort to cut corners by making the process too burdensome for the insured.

First Party Insurance Claims

First party insurance claims are claims a policyholder pursues against their own insurance company. These claims deal with events such as a policyholder being injured by an uninsured driver and the policyholder ends up submitting a claim with their own insurance company. However, insurance companies do not always treat their policyholders reasonably and fail to pay or delay payment of damages.

Contact our Houston, TX insurance claim attorneys today! If your property was damaged during a natural-disaster and your insurance company is refusing to pay your claim, contact the insurance dispute lawyers at the Dwyer Law Firm today.